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[null,"Home Rent or Buy Analysis "]
[]
[null,"Initial Assumption"]
[null,"After-tax rate of return on investments"]
[null,"Marginal tax rate"]
[null,"Estimated annual appreciation of home"]
[null,"Down payment on home"]
[null,"Estimated closing costs"]
[null,"Estimated purchase price of home"]
[null,"Monthly rent"]
[null,"Cost of Renting"]
[null,"Annual rent",null,""]
[null,"Renter's annual insurance premium"]
[null,"Total annual cost of renting",null,""]
[null,"Cost of Buying"]
[null,"Mortgage loan amount",null,""]
[null,"Annual interest rate"]
[null,"Term of mortgage (years)"]
[null,"Monthly mortgage payment",null,""]
[null,"Annual mortgage payment",null,""]
[null,"Property taxes"]
[null,"Homeowner's insurance"]
[null,"Maintenance"]
[null,"Opportunity cost of buying",null,""]
[null,"Total cost of buying",null,""]
[null,"Less Adjustments:"]
[null,"Principal reduction in mortgage",null,""]
[null,"Tax savings of interest deductions",null,""]
[null,"Tax savings of property tax",null,""]
[null,"Total adjustments",null,""]
[null,"Annual after-tax cost of home ownership",null,""]
[null,"Less:"]
[null,"Estimated annual appreciation in value of home",null,""]
[null,"Net annual cost of home ownership",null,""]

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